Access Your Funds on Your Timeline

Our checking account is more than just 24/7 free access. Apply today and get an instant-issue VISA® Debit Card. Enjoy payday up to two days early with Direct Deposit. No waiting, no hassle.

Every UFCU account comes with enhanced security technology and advanced data encryption to ensure the safety of every account and every transaction.

Apply Now

You Can Bank on Service

A credit union is so much more than a bank — it’s a not-for-profit financial cooperative, owned and directed by its Members. As a social-conscious cooperative, UFCU makes its mission to serve you and the communities we serve.

See how you qualify to become a Member

Stay Covered for the Unexpected

We offer a few different options to help if your account lacks sufficient funds to cover a transaction. You can manage your account with added peace of mind through our available Overdraft Service options, including:

  • Overdraft Protection Transfer
  • Line of Credit
  • Courtesy Pay
Learn more about Overdraft Services

† Limits subject to change.

Stay balanced

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In your check register mark all checks paid. To the right, list checks outstanding not yet charged to your account.
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+ Add another check
Results
Total before outstanding checks
$
Total of checks outstanding
This amount should equal your check register balance
If you do not balance:
  • Verify additions and subtractions above and in your check register.
  • Compare the dollar amounts of checks listed on this statement with the check amounts listed in your check register.
  • Compare the dollar amount of deposits listed on this statement with the deposit amounts recorded in your check register.

Get more for your money
UFCU Plus Checking
0.01% APY interest

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