*Savings, Checking, Money Market, Certificates of Deposit, and IRA accounts combined under one account number.

Checking Plus Dividends

  • Rate 0.010%
  • APY 0.01%
  • Calculated daily; paid monthly

Enjoy Extra Benefits

  • Pay no international transaction fees on your Plus Checking debit card purchases — they’re automatically reimbursed to your account
  • Earn dividends on your full Plus Checking account balance
  • Receive 15% more points as a bonus on your UFCU Cash Back Visa® card or your UFCU Travel & Rewards VISA® card. Earned bonus points are added to your rewards balance every three months:

Bonus Points Earned Bonus Points Issued
Spring (March-May) July
Summer (June-August)October
Fall (September-November) January
Winter (December-February) April

Branch Out with Online Banking

View and download account info and transactions, pay bills for free, and transfer money, 24/7.

Learn more

Instant Access

Get your instant-issue contactless VISA® Debit card when you open your account and begin using it immediately at ATMs and everywhere Visa is accepted.

Stay Covered for the Unexpected

We offer a few different options to help if your account lacks sufficient funds to cover a transaction. You can manage your account with added peace of mind with Overdraft Service options.


* Fees could reduce earnings on account.

Dividends are based on UFCU's earnings at the end of a dividend period and cannot be guaranteed.

‡ Limits subject to change.

APY = Annual Percentage Yield

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