Michelle Higdon, Mortgage Loan Officer at UFCU

Making Homeownership Easier

We strive to lead the way when it comes to making sure every Member of our community has a path to homeownership. It is with this in mind that we continually listen, respond, and provide what you need to help you live the life you want to live. In this way, we not only serve you, but contribute to the well-being of our communities.

When you’re ready to invest in your next home, our UFCU Mortgage Services^TM experts are ready to help you find the best mortgage.

Note: UFCU’s lending area includes Texas properties only.

About Me

I am a proud graduate of Texas State University with a BBA in finance. I started working in the mortgage business in 2005, and I can’t imagine doing anything else. I had the privilege to spend 10 years at one of Austin’s largest homebuilders where I was awarded the Customer Satisfaction Award and President’s Club numerous years. During my career, I’ve held several roles, such as originating, secondary marketing, processing, validating (or underwriting), and closing. With my background, I have a true understanding of the process. Members rave about my genuine personality, patience, and the time I take for each homebuyer. I strive to deliver customer service that is unparalleled as I take great pride in my work and truly care about my relationships with my customers and referral partners. I am always willing to go the extra mile so that my homebuyers have the best experience possible.

When I’m not working, I love trying new restaurants in Austin, horseback riding, traveling, live music, Pure Barre and spending time with my family.

Testimonials

“Michelle was great to work with and even made time in her busy schedule to attend our closing! I was most impressed with her depth of knowledge and commitment to customer service. She helped us close in three weeks.”
Katelyn

“Michelle was attentive to every detail throughout the process. She was always available to answer my questions quickly and thoroughly. She offered excellent advice and reassurance.”
Jean-Phillipe

“Michelle was excellent throughout the entire process. She was available or returned our calls promptly and was always professional and courteous.”
Courtney

“Michelle was amazing! The process could have not been easier. If I ever need another loan, I will come to UFCU!”
Jeanette

“Our lender, Michelle Higdon, really went above and beyond to help us get approved. We are so thankful for all of her help.”
Edio and Riva

Calculator

Use this calculator to get an estimate of your monthly mortgage payment including estimated taxes and insurance.

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Period	Payment	Interest	Principal	Interest to Date	Principal to Date	Loan Balance

Calculator is provided for illustrative purposes only. Rates are subject to change, and terms may vary based on your individual circumstances.

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Rates

Our rates are competitive and change frequently to reflect the most up-to-date market values so you can trust that you're getting the best rates we can offer, no matter what. Keep in mind that our rates are subject to change without notice.