Andy Garcia, Mortgage Loan Officer at UFCU

Making Homeownership Easier

We strive to lead the way when it comes to making sure every Member of our community has a path to homeownership. It is with this in mind that we continually listen, respond, and provide what you need to help you live the life you want to live. In this way, we not only serve you, but contribute to the well-being of our communities.

When you’re ready to invest in your next home, our UFCU Mortgage Services^TM experts are ready to help you find the best mortgage.

Note: UFCU’s lending area includes Texas properties only.

About Me

I began my career in financial services in 2009. As a mortgage loan officer, my mission is to be an active partner in the home buying process. By providing guidance and expertise, I ensure that my clients are selecting the best program to fit their needs. I understand that buying a home is a monumental milestone, and I proudly serve as the advocate that listens to concerns and practices open communication so that the home-buying process is smooth and stress-free.

On a personal note, I was born and raised in El Paso. I’ve lived in Austin since 2010 and spend my time with my wife, daughter and two dogs. I’ve enjoyed making Austin my home and taking advantage of everything this great city has to offer. I welcome you to our UFCU family and hope to provide you and your family a lifetime of membership and service.

Testimonials

“Andy is a very knowledgeable loan officer. What's most impressive is how prompt he was in getting back to me regarding any questions I had. Awesome job!”
Andy J

“Andy is an amazing loan officer and is very timely in answering any questions. We have used him for our last two home purchases.”
Holly B

“Andy Garcia was wonderful! He worked with me to close quickly and was fully available to answer all of my questions. I give him and UFCU my highest endorsement.”
Reggie B

“Andy has been great throughout the whole process! He was very helpful, communicative and would check into all of my questions, reporting back with timely answers. Would recommend him to anyone I know getting a home loan.”
Lauren

“Andy has been awesome to work with! Very easy to get in touch with, incredible response times (even outside of business hours and weekends). I'm a UFCU Member for life. There is no other lender I'd want on my side.”
Misti

Calculator

Use this calculator to get an estimate of your monthly mortgage payment including estimated taxes and insurance.

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Period	Payment	Interest	Principal	Interest to Date	Principal to Date	Loan Balance

Calculator is provided for illustrative purposes only. Rates are subject to change, and terms may vary based on your individual circumstances.

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Rates

Our rates are competitive and change frequently to reflect the most up-to-date market values so you can trust that you're getting the best rates we can offer, no matter what. Keep in mind that our rates are subject to change without notice.