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All UFCU locations will be closed Thursday, November 28, 2024, for Thanksgiving Day. We will resume normal hours November 29. Read more
Get a grip on spending with these 5 tips, even if you have a limited or low income. A monthly budget can help you improve your financial health.
Many Americans—more than 60%—say money is a “significant” source of stress1. If income is tight for you, you might be tempted to avoid the uncomfortable topic of money. We get it. It’s painful to think about, and maybe you believe saving is a luxury you can’t afford until you have more funds to spare.
At UFCU, we suggest an approach that works for everyone, even if you have a limited or low income: Face your money fears head-on by making a monthly spending-and-savings plan, also known as a budget. Don’t put it off any longer. You can get a grip on your limited budget, even if you have a low income, in five simple steps. So log in to your Online Banking or Mobile app, grab a calculator, and spend an hour or two building your money muscles.
Set an appointment any time. Select “Other” and our representatives can help you brave the budgeting landscape to find financial success.
1 The 2023 Stress in America™ survey was conducted online within the United States by The Harris Poll on behalf of the American Psychological Association (APA) between August 4 - 26, 2023 among 3,185 adults age 18+ who reside in the U.S. that serves as a nationally representative sample. In addition, oversamples were collected in addition to the national sample to allow for increased totals by race/ethnicity: 805 Black, 811 Hispanic, and 800 Asian. Interviews were conducted in English and Spanish.
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