Become a Smarter Car Buyer

At UFCU, we’re here to help you make a financially sound decision when it comes to buying a car. Everything we do here is intended to support and improve the well-being of our Members. While a lot of cars are affordable, they're still considered a large purchase and can significantly impact your budget. Consider these strategies for success the next time you’re in the market for a vehicle.

Slow Down

Don’t make the mistake of rushing into it. You might actually need to stop what you’re doing and make sure you truly understand your options. The savviest car buyers consider every aspect of a purchase — not just the price. We’re here to walk you through the entire process and help you become a smarter car buyer:

• Determining which vehicle to buy
• Understanding your credit score
• Securing a loan

Add It Up

Remember that an automobile is a depreciating asset. Consider financing for the shortest term possible. If all you’re worried about is the monthly payment, you could be setting yourself up for a decision that could haunt you for years to come. Consider the entire car-buying process: setting a budget, choosing the right vehicle, getting preapproved, and negotiating with dealers. The more you prepare, the more you know, the more you’ll save.

Come On Over

Visit with a trained UFCU professional and let us put one of our lending advocates to work for you. We’re ready to find the best possible pricing and information for you and can help you understand the process along the way. Whether you’re purchasing new or used or looking to refinance a vehicle, UFCU offers the same low rates and flexible terms.

Call us at (512) 498-CARS (2277), (800) 252-8311, or stop by any branch to learn more.