Locations
S MoPac Branch
Austin , TX 78735-6751
Lobby: 9 AM–5 PM
Drive-Thru: 9 AM–6 PM
Saturday
Lobby: 10 AM–2 PM
Drive-Thru: 9 AM–2 PM
- Tellers
- Drive-thru lanes
- Drive-thru and walk-up ATMs that accept deposits
- CFS* Financial Advisor
- Shared Branch services
- Coin machine
Representatives
Kenneth Ramos
Branch Manager
Financial Advisor
CUSO Financial Services, L.P.* at UFCU
* Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. UFCU has contracted with CFS to make non-deposit investment products and services available to credit union members.
CFS does not provide tax or legal advice. For such guidance, please consult a tax and/or legal advisor.
Registered Representatives are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with, residents of other states will be made only upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.
Meet Michael Garner
Michael Garner
Financial AdvisorCUSO Financial Services, L.P.* at UFCU
—If he’s not watching the market, he’s probably deep into the numbers with one of his fantasy sports teams.
BrokerCheck
Check the background of this investment professional on FINRA’s BrokerCheck.
Profile
Michael loves baseball. A lifelong Texas Rangers fan, he is used to big wins — and big losses. What he’s come to understand about baseball is that, much like investing, it’s all about being in the right position to succeed. Perhaps that’s why Michael is so passionate about his clients’ successes.
In 2014 he was recruited away from a position in banking to join the UFCU Investment ServicesTM team, available through CFS,* where his tremendous tenacity has been a welcome addition. He prides himself on his results-oriented approach and pragmatic style of helping clients make smart choices with their assets. When asked why he made the switch to this line of work, he replied “because no two days are the same, and the decisions I help people make are the kind that actually make a difference in people’s lives.”
Michael is an Austin transplant by way of McAllen, TX, but has called our town home for nearly seven years. He is married and has a very precocious daughter that keeps him busy. When he’s not at work, he enjoys spending time with his family, watching the Rangers and the Dallas Cowboys, and diving deep into his fantasy sports teams.
Get to Know Michael
Who is your favorite superhero?
“Batman! Because Batman has great toys and an awesome house. Who doesn’t love that?”
What is your favorite holiday?
“Thanksgiving – family, food, and football!”
What is your favorite quote or saying?
“My favorite quote is the one our President, Tony Budet, often references: Relationships are all there is.”
UFCU Mobile Branch — Driving Financial Success to U
Our innovative Mobile Branch is equipped to support our Members' needs and drive financial success in the communities we serve. From opening accounts and applying for loans to providing expert guidance and workshops, we bring personalized service and support directly to you.
Find out where we'll be next or request the Mobile Branch for your event.
National Shared Branches
UFCU Members can participate in the National Shared Branch Network, enabling you to transact UFCU business at hundreds of locations throughout the country. Learn more about the National Shared Branch Network, and where to find a location near you.
Important Note: ATMs at shared branch locations are not fee-free. UFCU offers many fee-free ATMs. Locate them here.
Fee-Free ATMS
Wherever you are, UFCU membership means free access to many ATMs across Central Texas and Galveston County.
Learn more about UFCU’s fee-free ATM network.