Business Auto Loan

Keep Your Business in Motion

Whether you’re purchasing new or used — or looking to refinance — UFCU offers great rates and flexible terms for business vehicles.

Apply for New Vehicle Apply for Used Vehicle Refinance

We Do What Works for Your Business

UFCU is proud to offer auto loans for our business Members.

Loans from $10,000 to $100,000
Terms from 12 to 66 months
Fully amortized loan with a fixed payment
No application fee
New or used vehicle purchases from a Texas dealership
Refinancing options to lower your monthly payment
Available for cars, SUVs, pickups, and vans

Transparency Matters, See if Your Business is Eligible

UFCU values transparency and we know your time is valuable. Loans are available for businesses that meet these requirements:

Your business has been in operation for at least two years.
You have been an owner of the business for at least 2 years.
You own at least 25% of the business.
Your business is permitted to do business in the State of Texas.
Your business is located in the following counties: Bastrop, Blanco, Brazoria, Burnet, Caldwell, Chambers, Comal, Fort Bend, Galveston, Guadalupe, Harris, Hays, Liberty, Montgomery, Travis, Waller, Williamson.

Rates

	Annual Percentage Rate (APR) based on your credit
Term (Months)	Excellent	Good	Average
12 to 48	7.00%	7.50%	8.00%
49 to 66	7.50%	8.00%	8.50%

Term restrictions may apply.

A loan documentation fee of $175 will be assessed at closing.

Why Get a Business Auto Loan?

When you get a business auto loan, your purchase costs, monthly payments, and financing fees may be deductible* on your federal tax return. Don’t limit your write-offs to just mileage and insurance expenses — your UFCU-financed business vehicle could be part of your tax strategy.

Drive Down Your Rate by Refinancing

Don’t sit around waiting for your current car loan to be paid off — find out how much you’d save by switching to UFCU. To qualify, vehicles must:

Be currently owned by the business
Be titled in the state of Texas and in the business name at time of application

To see how you could lower your monthly payment, grab your most recent loan statement and get started by applying online.

Ready to Get Started?

Whether you have identified a vehicle or not, we can help. Simply submit your application in as little as 10 minutes and you will hear from a Business Banking Relationship Manager in one business day.

Apply for New Vehicle Apply for Used Vehicle or Refinance

* UFCU does not provide tax or legal advice. For such guidance, please consult a qualified tax and/or legal advisor.